Help to Buy Equity Loan

Are you looking to buy a new build property?

This scheme is available to both first time buyers and existing home owners and the Mortgage Library are here to help you understand your options.

Help to Buy Mortgage Advice

Specialist mortgages to help you buy

Our brokers have expert knowledge of government schemes to help you buy. Call us today on for free initial advice.

Help to Buy Library Archives

What is Help to Buy?

When purchasing a new build, the government offer the Equity Loan Scheme where they will lend you up to 20% of the total value of your home (in Greater London this can be as much as 40%). This scheme is available to both First Time Buyers as well as existing Homeowners, providing the purchase price is below £600,000. You will need a minimum of a 5% deposit and the remainder will be funded by a Help to Buy Mortgage.

The loan will be interest free for the first 5 years, at which point you will need to start repaying it.

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