Our client had a history of bad credit which mainly included various missed payments to her credit cards as well as a defaulted payment. Expecting a baby, she was desperate to move out to have more space, so she approached The Mortgage Library for a solution.
The first thing The Mortgage Library did was review her Credit Report so that we could work out who the best lender would be. As the client had been honest up front about her credit history, we were able to source a product in a timely manner and had it agreed in principle without any effect on her credit rating. She was pleased to receive her Mortgage Offer just 10 days after.
